Insurers

Each insurer page sticks to what the company and the regulators have published: the rate filings the insurer made, which legal companies filed them and what else can move a price at renewal. Insurer names are plain text; we are not affiliated with the insurers named, and we do not rank or recommend any of them.

Why Did My Acceptance Insurance Go Up?
First Acceptance, the insurer long tied to Acceptance stores, filed Texas auto increases of 19.3% and 18.9% in 2023. The filings since, and what to check.
Why Did My Allstate Insurance Go Up?
Allstate pushed through large auto rate increases in 2023 and 2024 to restore profits, then slowed them in 2025. What its filings and results show.
Why Did My American Family Insurance Go Up?
American Family's results and its auto rate filings in Texas, Connecticut and Oklahoma explain why its prices rose, and why some filings still rise in 2026.
Why Did My Direct Auto Insurance Go Up?
Direct General Insurance Company last filed a Texas auto rate increase in 2021, so a recent Direct Auto jump may come from your own policy. Records and next steps.
Why Did My Farmers Insurance Go Up?
Farmers auto prices rose after underwriting losses and double-digit 2023 rate increases. What California records, Farmers' own reports and 2026 filings show.
Why Did My Fred Loya Insurance Go Up?
Fred Loya car insurance went up because its insurer filed Texas rate increases from 2022 to mid-2025. The filings, the decreases since late 2025, and what to check.
Why Did My Freeway Insurance Go Up?
Freeway is an insurance agency, so the rates behind a higher price come from the insurer on your policy. How to find that company and its rate filings.
Why Did My GEICO Insurance Go Up?
GEICO's rate history from Berkshire Hathaway reports and state records, from the 2023 increases to 2026 cuts, and why a GEICO renewal can still cost more.
Why Did My Germania Insurance Go Up?
Germania's Texas auto filings rose through 2022 and 2023, then turned to decreases. A 2026 TDI order also covers renewals priced off the filed rates.
Why Did My Liberty Mutual Insurance Go Up?
Liberty Mutual auto prices rose with double-digit increases from 2022 to 2024, including large California filings. What its results and 2026 state records show.
Why Did My Nationwide Insurance Go Up?
Nationwide's own reports and state filings in Texas, Connecticut and California show why its auto prices rose in 2023 and 2024, and what has changed since.
Why Did My Progressive Insurance Go Up?
Progressive's own reports and recent state filings explain why some renewals still rise while its countrywide auto rates have been mostly stable.
Why Did My Pronto Insurance Go Up?
Pronto's Texas car insurance program is filed by Redpoint County Mutual. Its rate filings rose from 2022 to mid-2025, then turned to small decreases.
Why Did My State Farm Insurance Go Up?
State Farm auto prices rose after billions in underwriting losses and approved California increases, then began falling in 2026. What the records show.
Why Did My Texas Farm Bureau Insurance Go Up?
Texas Farm Bureau's four insurers filed large auto increases in 2023 and 2024 with Texas regulators, then decreases. What the state filing records show.
Why Did My Travelers Insurance Go Up?
Travelers auto prices rose with record renewal increases in 2023, then flattened. What its SEC filings and 2026 state rate records show, and why a renewal still rises.
Why Did My USAA Insurance Go Up?
USAA raised auto rates after its 2022 net loss, including two California increases in 2025, and now expects cuts for about half its policyholders.

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