Accidents, tickets and claims
An accident, a ticket or a claim can change what a driver pays, but how much and for how long depends on the insurer and the state. These articles explain how insurers look at a driving record, why the effect fades over time and what accident forgiveness does. Questions about a specific claim go to your insurer and then to your state insurance department.
- How Accident Forgiveness Works
Accident forgiveness can keep a first at-fault accident from raising your car insurance rate. What it covers, how eligibility works and what it leaves alone.
- How Tickets and Accidents Affect Car Insurance
How much a ticket or accident raises car insurance depends on the insurer and the state. How driving records, surcharges and look-back periods work.
Other topics
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